If you’ve got a relative or a loved one who requires care you’ll know just how much of a strain it can put on them. The idea of a care recipient having to consider residential or live in car costs whilst dealing with a serious illness, syndrome or life-limiting condition isn’t right. It can, and understandably so, lead to a large amount of stress during an already difficult time.
There are many people across the United Kingdom who just don’t have the savings in place to be able to fund the costs of care straight off. It’s a common problem. But it’s important for carers and care recipients to remember that they’re never alone. In the UK there are many organisations that specialise in providing help and advice for people when they need it most.
Although circumstances can make it quite difficult to do otherwise, getting into a stressed state is never ideal. In certain situations the government can provide some type of funding for those who require it most. It’s worth speaking to a range of charitable organisations to see what could be available to you.
We’ve detailed just a few of great charities, health care services, and industry bodies, which could provide you with more help and advice when it comes to funding live in care costs:
National Health Service (NHS):
England’s publicly-funded healthcare system, the NHS, provides legitimately registered within the system with healthcare, which in most cases is free. Its website also acts a great resource for information on how to fund the costs of care – be it residential care home costs or live in care costs – as well as on other health-related matters. A browse of the financial help section is well worth it, as it outlines the types of support you could viably explore – like user-controlled trusts, direct payments and care provided by social services.
SIA (Spinal Injuries Association):
Obviously, this one is only going to be relevant to those who’ve sustained spinal injuries or those responsible for administering their care. However, SIA is a fantastic resource. The aftermath of a spinal injury is difficult. And specialist care will, in the majority of cases, be required. SIA operates a helpline from which it provides confidential advice, information and support for victims, their family members and friends alike. Professionals from the health sector can also use the phone line too.
Scope is a charity that was set up in 1951 to help and improve the lives of people affected by disabilities. Its helpline provides expert advice and support on a variety of areas – including the funding of live in care costs. From its website, this charity also provides directories detailing the various establishments offering home care services and support. Scope also campaigns to promote the issues raised by people with disabilities too.
Just a few of the outlets of support, it’s well worth taking a deeper look into the additional types of help and advice available to people when funding live in care costs.
Louisa Jenkins is a blogger and a care advisor. She regularly writes about live in care costs and how to manage care set-ups in the home environment.